Looking For an Engagement Ring? Here’s How To Save BIG Money!
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So you are ready to propose – you have a great proposal idea in your head, you know exactly what you are going to say and you can’t wait to put a ring on her finger. There’s just one problem – you don’t have the ring! Money’s tight though, so you want to find a cheap engagement ring – is it possible?
Personally I don’t like to use the word cheap when talking about an engagement ring. Instead, I like to say affordable engagement ring. Sounds a lot better doesn’t it?
Ok, step one is to set a budget. Decide how much you want to spend on your engagement ring. And please be realistic – don’t say $56. Not gonna happen.
You’re either going to have to save up some money to make this purchase or pay for it out of your savings. This is one of the most important purchases you will ever make, so don’t go too low here. We’ll get a great ring at a great price for you – just don’t skimp too much or you’ll regret it later.
So set a budget that you can afford. Many people try to spend about two months salary, but that isn’t always possible. You might have a lot of other bills that you are responsible for – it simply isn’t possible for everyone to fork out that much.
If your budget is too limited for this, don’t stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.
My suggestion is to have at least $1000 to spend though. Remember that this is a ring she will wear forever. It is a sign of your committment and love for her – buying it should involve some form of sacrifice. Obviously $1000 is well below the average amount spent, but it can actually take a long ways if you know what to look for.
Go to my site and grab the Diamond Buying Guide – it will show you a ton of tricks on saving money on engagement rings. It’s amazing how many people waste money on this purchase. I’ll make sure get every last bit of your money’s worth.
The first thing you should do is to look for a simple setting. Go with 14 carat yellow or white gold here. If you’re on a budget, you don’t need to spend the extra money on platinum or 18 carat gold. The bulk of your budget should go towards the diamond, not the setting.
You’ll want to get the largest diamond you can. Diamonds are graded in several ways; my guide will give you ideas about which of these criteria are most important when looking for a diamond engagement ring on a tight budget.
It really is possible to find the perfect ring for your fiance without breaking the bank; just keep in mind that you are not looking for a cheap diamond engagement ring, but an affordable diamond engagement ring! Happy hunting!
Tags: diamond rings, diamonds, engagement, engagement rings, Gift Ideas, Gifts, jewelry, Marriage, proposing